Privacy Policy

Dear User, the protection of your personal data is fundamental to my activity. This page describes the methods of processing the personal data of users who consult this website or who send requests for information and advice.

1. Data Controller

The Data Controller is:
Marco Terrone – Independent Financial Advisor
Professional Address: Località San Bernardino e Buscio 27 - 16039 Sestri Levante (GE)
Contact Email: mt@marcoterrone.com
Certified Email (PEC): marco.terrone@pec.it

2. Types of Data Collected and Methods of Collection

• Data provided voluntarily by the user: the optional and voluntary sending of messages through the contact form entails the acquisition of your full name, email address, and any data entered in the body of the message, necessary to reply to you.
• Browsing data: the computer systems and software procedures used to operate this website acquire, during their normal operation, some personal data (e.g., IP addresses, domain names of computers used) whose transmission is implicit in the use of Internet communication protocols.

3. Purposes and Legal Basis of Processing

The personal data collected are processed for the following purposes:

1. Responding to your requests: to process requests for information or a free financial check-up sent via the form. The legal basis is the execution of pre-contractual or contractual measures adopted at your request (Art. 6, par. 1, lit. b of the GDPR) and your explicit consent expressed through the dedicated checkbox (Art. 6, par. 1, lit. a of the GDPR).
2. Complying with legal obligations: to comply with national and European rules (e.g. anti-money laundering or OCF supervisory regulations). The legal basis is the fulfillment of a legal obligation (Art. 6, par. 1, lit. c of the GDPR).

4. Recipients of Data

Personal data will not be distributed or sold to third parties. They may be communicated or made accessible exclusively to:

• Collaborators or external professionals used by the Data Controller for website administration or administrative management (appointed as Data Processors where necessary).
• Judicial authorities or supervisory bodies (CONSOB, OCF) in fulfillment of specific legal obligations.

5. Transfer of Data Outside the EU

Your personal data are stored on servers located within the European Union. No data transfers are made to countries outside the EU that do not guarantee an adequate level of protection in accordance with the GDPR.

6. Data Retention Period

The data collected through the contact form will be kept for the time strictly necessary to manage your request for information. In the event of a subsequent conclusion of an independent financial advisory contract, the data will be kept for 10 years from the termination of the contractual relationship, in accordance with the limitation periods provided by the Civil Code and supervisory regulations.

7. Rights of the Data Subject

As a data subject, you are recognized all rights under Articles 15-22 of the GDPR:

• Right of access: to check what data are processed, the purpose, and the retention period.
• Right to rectification: to request the correction of inaccurate or incomplete data.
• Right to erasure (to be forgotten): to request the deletion of data if there is no longer a legal basis for processing.
• Right to restriction of processing: to restrict processing in specific cases provided by law.
• Right to object: to object to processing based on the Data Controller's legitimate interest.
• Right to data portability: to receive one's own data in a structured, commonly used, and machine-readable format.
• Right to withdraw consent: to withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

To exercise these rights, you can send a written request to the Data Controller at the contact details indicated in section 1. You also have the right to lodge a complaint with the Italian Data Protection Authority (Garante per la Protezione dei Dati Personali, Piazza Venezia 11, Rome - www.garanteprivacy.it).